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Bruce'sDebt Eats Equity
The heading of this article is not original to me; it came from Stuart Nattrass, probably during those conversations around the board table. As a long-term board member of South Canterbury Finance, he would know about debt on both the upside and the downside. The dynamics of debt Detail Purchase/hard money Plus 20% growth in […]
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A mind-altering practice that’s good for business
Imagine a work environment where people don’t take delight in your missteps and your peers don’t pass on any judgment. It seems somewhat impossible. Instead, imagine an environment where people learn to work cooperatively and constructively. Decisions are made with purpose and clarity. Team efforts are valued above personal triumphs and employees don’t feel the […]
Buying a business
We come across many instances where people are looking to purchase a business. Sometimes they have a business, know what they are looking for, what they should be paying, and the areas they need to focus on for due diligence. Other times we have first time business buying queries. These are often focused around uncertainty […]
CGT thrown out the window – Land Tax implications?
As soon as the Tax Working Group released their interim report in September 2018, potentially recommending the introduction of a capital gains tax, human nature dictated that there would be those amongst us that would panic, and commence down a path of looking to dispose of any asset, particularly land, that could be exposed to […]
Musings at 40…
So, unbelievably (to me), I am turning 40 this month. I have always said that 40 is nearly dead. I am not dead, nor to my knowledge ‘nearly’ dead so have now decided to focus on all the experiences I have had, the values and beliefs I now hold that get me through life, or […]
New Zealand through the eyes of an old Chinese immigrant
In five years’ time, I will have lived in New Zealand for as long as I lived in China. Experiencing the two cultures first hand has given me great understanding from both perspectives. New Zealand as an immigration destination Deciding to leave everything behind, move to a new place and start a new life, requires […]