There’s an awful lot of doom and gloom out there right now. And for pretty good reasons. The graph below caught my eye this week and probably sums up a fair chunk of what’s going on: Distribution of mortgage rates across the stock of mortgage lending This chart shows the distribution of mortgage rates paid […]

Full disclosure: I’m a marketer and a networker. They both work as growth strategies for your business, but I don’t think I could choose one over the other. If I networked my ass off, those I connected with would still probably check me out online, so my marketing game would need to be [...]

It’s that time of year when you’re either scrambling to file your last financial year before the end of March or gearing up to complete another financial year. When preparing for the year-end, you may want to start collecting the documents or information you’ll need to provide to your accountant (including but not limited to): […]

As a business owner, allocating resources effectively is crucial for growth and success. One area that often gets overlooked or underfunded is marketing. However, even modest marketing efforts can yield significant returns with the right strategies and a well-planned budget. Setting a realistic marketing budget A common rule of thumb is to allocate 2-5% of […]

My passion as an accountant for small to medium-sized businesses is to “dumb down” accounting to each business owner so they can make informed, comfortable decisions about their business. Often, I hear the words, “I am working my backside off, and it feels like I am treading water, if not sinking”, or “Maybe I must […]

What is a “Family Office”, Why have one, what have others done, and what choices exist? The “Family Office” is a relatively new label for a relatively old structure Family offices have their origins in the sixth century, when a Kings steward was responsible for managing royal wealth. The modern concept of the family office […]

Your professional development as an employee holds an integral part of what makes you thrive in the workplace. When we are given the tools and opportunities to grow, it not only benefits us individually, but it also contributes to the overall success of the company, which brings positive impacts for others within the organisation. Ensuring […]

As we step into the New Year, it is the perfect time to assess our lives and determine what it is that we really want, both personally and in business or career. Financial security is an important aspect of life because it allows freedom to have and do what we desire. A valuable step towards […]

Working outside of the office has changed the way people think and work. We’ve discovered that it’s doable, and the benefits are actually worthwhile. And for the foreseeable future, it’s clear that remote and hybrid working will be here for a while. Employees don’t have to go through the arduous journey to get to and […]

If you’re thinking of starting a business in New Zealand, you might want to consider setting up a company. It’s the most common entity for a few good reasons… Limited liability With a company structure, you get limited liability, which means your personal assets are separate from your business liabilities. That way, your investment is […]