Arran follows up on his earlier article about the impact of tariffs and strategies exporters might use to mitigate the impacts. The article provides ideas to consider, options to adopt, and things not to do. Click here to see the previous article. US tariffs and New Zealand’s position So now we’ve had the United States […]

A lot of businesses only think about financial reports at tax time. Once the accountant is done, the reports are filed away and forgotten. But smart business owners are starting to see that financial reporting can actually help them run their business better—not just tick the compliance box. Here’s one way to think about it:Financial […]

Growing businesses face a puzzling situation – sales are increasing, but bank balance remains low. This cash flow disconnect leaves many business owners wondering where their money goes each month. The growth paradox For many New Zealand family businesses, growth brings unexpected challenges. As revenue increases, available cash often decreases, creating a cash flow squeeze […]

Most family business founders put off succession decisions, with their teams and their families. We all believe in our immortality, until we don’t or we are terminated by events beyond our control. This article is not focused on business succession but rather on the thorny issues of family wealth and family business ownership succession. Firstly, […]

There is no doubt the world trading environment has markedly changed with impending tit-for-tat tariffs and other trading barriers being touted and introduced under the second President Trump ‘America first’ program. This is likely to have a direct impact on New Zealand (NZ) exporters, NZ importers and, potentially, anyone trading just domestically with no export […]

There has been a lot going on over the last five years, all of which has and continues to affect the domestic and global economy. Add into the mix the trajectory of AI (artificial intelligence) development. Many businesses have closed their doors. Others have opened their doors, and many continue to either survive or thrive. […]

In an era where digital transformation is accelerating faster than ever, businesses face a crucial challenge: adapting to rapidly evolving marketing landscapes while maintaining authentic human connections. As we navigate through 2025, three key trends are reshaping how businesses connect with their audiences: Whether you’re a small business owner or marketing professional in New Zealand, […]

In today’s competitive business world, effective financial management is the key to success. As a business, you often need to handle multiple tools simultaneously, such as payroll, accounting, and inventory management, which can lead to inefficiencies and errors. This is where Xero comes in. This cloud-based accounting software seamlessly integrates all essential functions, making it […]

Annual accounts—a business owner’s unshakeable frenemy. No matter the size or type of your enterprise, be it a start-up, a multinational, or a charity—this task waits for you, year in, year out. These accounts are a snapshot of your business’s financial health, a tool for decision-making, and a requirement for tax compliance and stakeholder trust. […]

Many share option plans in both the investment markets and employment markets are misunderstood, misused, and don’t deliver for at least one, if not both parties, what they expected. This is the basic jargon: What is an option? The right to buy or sell something at some future point in time. What is a share? […]